${[['1. Acceptance','By creating an account or using MX Fantasy Sports, you agree to these Terms of Service and our Privacy Policy.'],['2. Eligibility','MX Fantasy Sports is available to all US residents. No minimum age is required to participate in skill-based fantasy sports leagues.'],['3. Skill-Based Competition','MX Fantasy Sports is a skill-based fantasy sports platform. Leagues are private and commissioner-run. This is not a gambling or wagering service.'],['4. Commissioner Fee','The commissioner of each league pays a one-time $20 fee to create and activate a league. This fee is non-refundable once the league draft has occurred.'],['5. User Conduct','Users must not abuse, harass, or threaten other users. Accounts found violating this policy will be suspended.'],['6. Data & Privacy','We collect minimal data required to operate the platform. See our Privacy Policy for full details.'],['7. Disclaimers','MX Fantasy Sports is not affiliated with AMA Pro Racing, MX Sports Pro Racing, or any rider or team. Fantasy results are based on real race results sourced from official AMA records.'],['8. Changes','We reserve the right to update these terms at any time. Continued use constitutes acceptance of the updated terms.'],['9. Contact','For questions, contact mxfantasysports@gmail.com.']].map(([t,d])=>`
`).join('')}